10 Things NOT to Do With Your Money (If You Don’t Want to Stay Broke)

Money isn’t magic- it won’t multiply just because you whisper “manifest” over your bank account. If you want your wallet to stop crying and start growing, here’s what not to do.

1. Don’t Spend Without a Budget

   If you don’t tell your money where to go, it’ll wander off like a toddler in a toy store.

2. Don’t Ignore Saving

   Future you would like to retire someday. Or at least be able to buy more than instant noodles.

3. Don’t Live on Credit Cards

   That “free money” comes with interest rates that bite harder than a great white.

4. Don’t Skip an Emergency Fund

   Because “life happens” usually means “and it’s expensive.”

5. Don’t Make Impulse Purchases

   If it wasn’t in the budget, it shouldn’t be in the bag.

6. Don’t Forget About Investing

   Inflation is silently stealing your cash. Make your money work instead of letting it nap.

7. Don’t Keep Up With the Joneses

   Spoiler: The Joneses are broke too- they just hide it better.

8. Don’t Fall for Get-Rich-Quick Schemes

   If it sounds too good to be true, it’s either illegal or a TikTok side hustle.

9. Don’t Avoid Talking About Money

   Silence won’t fix bad spending habits. Conversations will.

10. Don’t Rely Only on One Income Stream

    A single paycheck is one flat tire away from disaster. Diversify.

Final Thought

Wealth isn’t about luck- it’s about making smart choices over and over (and over). Budget. Save. Invest. And maybe skip that $12 “unicorn frappuccino” once in a while.